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Our Commercial vehicle offering encompasses many distinct trades and occupations ranging from established Couriers and fleets of modified catering vehicles through to the ‘heavier’ trades, including: haulage, skip hire and scrap metal collectors.
Our flexible risk appetite also means that we can consider some of the more ‘distressed’ risks, including part-timers, new ventures and those with prior claims or convictions.
Our team are also able to dovetail associated Liabilities into any Road Risk policy ensuring one concise policy and one payable premium for your client! Some of your larger clients may also request ‘rated paper’, something we are also able to provide.
For your more tech savvy clientele we are also able to provide a telematics device that helps us deliver ongoing, practical risk management at a policy level, helping to pass on premium savings to your clients.
Short Term Policies: We pride ourselves on being able to offer our clients flexible insurance coverage that reflects their unique requirements. We understand that some clients prefer shorter (3, 6 or 9 month) policies and are happy to accommodate.
Telematics: A worthwhile option for those who are looking to reduce their premium using practical measures that help Insurers to defend against fraudulent claims in the aggregate, whilst providing upfront premium discounts to policy holders.
Fleet: For those with numerous vehicles, we can offer Fleet policies that help to provide bulk discounts whilst also aligning renewal dates for ease of service.
Bonus Booster: Our Bonus Booster policy works by offering a short term, 6 month policy, that providing is claim free at renewal, a full 1 year claim free discount will be applied to a new annualised policy taken out with Clegg Gifford. *terms and conditions apply.
Public Liability – Competitive coverage on a wide range of trades and occupations, we can provide tailored Liability coverage with limits of indemnity up to £10,000,000.
Employers Liability – Available for all occupations in connection with the Motor Trade, coverage available for up to £10,000,000 limits of indemnity.
Goods In Transit – Coverage available on vehicles, tools and stock in transit.
A collection of videos which outline Clegg Gifford’s products and other useful information.
Our experienced team are on hand to deal with any queries you may have on our extensive suite of products. We assess each risk on a bespoke basis to find the best solution for you and your client.
Where applicable, we are able to consider ringfenced schemes for existing books of business or where brokers have niche product requirements. This flexibility would allow your brokerage to directly bind risks within set underwriting limits.
We have access to multiple, unique binders and schemes that ensure we are able to accommodate your clients requirements across multiple products. Our status as a Lloyds broker ensures we can place all manner of risks from the ‘one man band’ selling vehicles from his garage, right through to multi location breakers.
Our service goes beyond mere policy placement, we strive to provide exceptional service to our broker partners throughout the policy term, no matter the scenario. Our award-winning in-house claim team are also available should they be needed… (hopefully not!)
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