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Mechanics Insurance

  • Commercial Combined Motor Trade policies with £10m indemnity cover available
  • Tailored, flexible Motor Trade policies to meet your business needs

Mechanics Insurance

As a specialist motor trade insurer with 50 years’ experience finding cover for UK businesses, we can tailor a flexible, affordable mechanics insurance policy to suit you. We have all the market covered, whether you’re a part-time mechanic working from home or a garage owner with a number of business activities and employees. Whatever your requirements, we can help.

We currently have a wide range of mechanics on our books, from one-man band mobile mechanics through to substantial operations focusing on niche repairs. We even have a mechanic who works only on trikes. We take the time to get to know each and every business to provide the specific cover they need.

What Cover Should You Consider?

We can tailor a single mechanics insurance policy that contains cover for buildings and contents, tools, machinery and other specific equipment such as vehicle ramps, spraying booths and diagnostics equipment.

That cover can also include public liability to protect against claims arising from accidents and injuries sustained on your site, product liability for defective work and employers’ liability, which is a legal requirement if you have staff. There are also road risks to consider so you and your employees can drive customer vehicles.

Additional Cover To Consider

Mechanics come in all shapes and sizes, so you need mechanical repairer insurance that meets your particular requirements. Our flexible policies are tailored to the activities you undertake alongside your main trade, whether that’s buying and selling vehicles, recovery or deliveries. Some options for your cover include:

  • Public and employers’ liability up to £10 million indemnity level
  • Products, sales and service indemnity
  • Stock, tools & equipment, machinery and plant – various sums insured
  • Engineering inspection and engineering insurance
  • Road risks for motor trade including recovery and movement of customer/own vehicles and extensions for secondary occupations such as building contractor
  • Office contents and computer equipment
  • Money cover and business interruption
  • Buildings cover and tenant improvement cover
  • Own vehicles covered including personal and business vehicles
  • Vehicles and goods in transit cover
  • Movement of vehicles by apprentices
  • Vehicles of varying GVWs including HGVs

We get to know your business to make sure you only pay for the cover you need and use our existing relationships with a panel of leading insurers to secure the best possible price. Get in touch to discuss your requirements or request a quote today.

Get a quote today

At Clegg Gifford Insurance, we bring together all the different elements of the cover you need in one flexible, affordable policy. Request a quote or for more information, please get in touch with our team.

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Welcome to CG TV

Welcome to CG TV

A collection of videos which outline Clegg Gifford’s products and other useful information.

  • Discover more about the products and services we can offer, for both personal and commercial insurances.
  • Check out our trade specific ‘overviews’ which can help determine the right coverage options for your business.
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What makes us special?

  • 50+ Years of experience

    Clegg Gifford were formed in 1968 which means we celebrated our 50th anniversary in 2018. In our circa 50-year history, there is not much we haven’t seen! Our storied history in the Motor Trade, Taxi and Commercial Vehicle industry ensures you won’t find many better placed Brokers to deal with your unique requirements!

  • Scale of operations

    With a network of branches, Appointed Representatives and over 800 brokers we can find cover for clients in any area of the UK. We pride ourselves in being able to find bespoke solutions for unique requirements. From architects and bankers to yacht captains and zoologists, we have covered them all.

  • Nationally recognised Claims team

    As we all know far too well, claims, and claim management is a necessary part of Insurance. Consequently, a good claims teams are worth their weight in gold! We are very proud of our distinguished team that have been nominated for ‘Claims Team of the Year’ two years in a row! Here is to hoping you won’t need to contact them!

  • Huge breadth of insurers

    Due to our heritage within the market, we have great relationships with a multitude of insurers across both personal and commercial lines. As always, our emphasis is on delivering you with flexible coverage options that help support your personal and commercial requirements. As a Lloyds broker we also have access to a range of London Market insurers.

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